Equity Bank’s flexible and convenient treasury management solutions allow your business to improve cash flow and investment potential.  Our products help you optimize collection and the disbursement of business payments while providing you with quick access to your account information.  You’re able to manage your finances efficiently and take advantage of available funds.  For more information click on any of the links below or contact an Equity Bank Treasury Management Specialist:

• Wichita Area:  Tracey Dreiling - 316.858.3115
• Kansas City Area: Connie Smith - 816.524.6200

Online Banking Access & Bill Pay

Our Online Banking service provides you with the flexibility of doing your banking anywhere, at any time.  Online Banking allows you to: 

• Access account information and balances
• Research checks and transactions
• Reconcile accounts
• Transfer funds between accounts
• Initiate online bill payments
• Originate ACH or Wire Transfers
• Obtain account statements

The service is safe and secure; allowing you to control access, improve efficiency and increase investment opportunities.

ACH Services

The ACH payment network offers your business an efficient way to concentrate deposits, collect receivables or disburse payments.  The most popular use of ACH Services is direct deposit payroll, allowing your company to eliminate producing checks on pay day, reducing lost and stolen checks and enhancing availability of funds to employees.  ACH Services provide your company with:

• Control over payments - You create the electronic file and initiate a schedule that fits your needs.    
• Efficiency – Reducing time-consuming practices associated with making transfers and writing checks.
• Reduced Expenses – Save on check printing and postage.

Sweep Accounts

To help you maximize the earnings potential of your deposit funds, Equity Bank offers a Sweep Account Service.  This service provides for the automatic overnight transfer of excess balances into an investment account or to an Equity Bank loan.  Our sweeps can manage:

• Zero balance accounts
• Payment or advance on a business line of credit.
• Overnight investment of idle funds to maximize interest income.

Lockbox Services

We understand that timely collection of payments is critical to your business, so Equity Bank offers a comprehensive, yet flexible remittance banking service to streamline your accounts receivable function.  Our Treasury Management staff works with you to develop a custom solution that allows your business to:

• Reduce mail float.
• Expedite availability of funds.
• Manage your receivables tracking and reconcilement.

Remote Deposit Capture

Depositing money in the bank has never been so easy.  Our remote deposit capture service allows your business to convert paper checks into electronic images and deposit the images into your account at the bank without ever leaving your office.  The benefits to your using this new technology include:

• Reduced time and money spent running to the bank to make deposits.
• Improved cash flow and availability of funds.
• Enhanced processing efficiencies.
• Consolidation of multiple locations into a single account.

And best of all the service is free for most of our business customers.  Contact us today to learn more about what this service can do for your business.

Positive Pay

The Positive Pay service is an extremely effective way to protect your company against check fraud.  Your company provides Equity Bank with an electronic file containing the checks that you have issued.  We identify and flag suspicious items as they are presented and you review them to determine authenticity.  Positive Pay allows you to:

• Conveniently download and review exception items before deciding to pay.
• Protect your account by identifying unauthorized transactions, including counterfeit or altered checks before final payment is made.
• Reduce the risk of over-the-counter cashing of unauthorized items with teller screening at every Equity Bank branch.

Wire Transfers

Enjoy faster, simpler and more convenient processing of same-day domestic and foreign wire payments.  Our Wire Transfer service lets you:

• Send wires in US dollars or foreign currencies.
• Create multiple wires and initiate them with just a single click.
• Approve or reject multiple wires from a summary view of your pending wires.
• Limit user access by transaction amount and wire type.
• Create templates with pre-authorized, pre-defined instructions or use a freeform transfer.

You initiate the wire online from your office and transmit the instructions to us electronically.

Payroll Cards

Our Payroll Cards allow you to directly deposit an employee’s paycheck to a prepaid debit card, rather than issue a check or make a direct deposit into a bank account.  You deposit funds to the card electronically on payday, and the employee can use their card at any store where debit cards are accepted, or withdraw cash from an ATM.  Payroll cards can benefit your company by:

• Reducing administrative costs associated with issuing paper checks.
• Lowering risk of check fraud.
• Decreasing the number of lost or stolen checks and the associated stop payment fees.

Merchant Processing Services

Whether you’re already accepting credit cards or just starting out, we want to help you get the most from your merchant processing partner.  We don’t believe in the “one size fits all” philosophy for rates, equipment or customer support.  Every aspect of your merchant processing account will be tailored to meet your specific needs.

Corporate Credit Card Services

Equity Bank offers a comprehensive commercial card program to help you manage, report on, and integrate expenses into your accounts payable systems.  Cards can be used for corporate procurement, travel and entertainment expenses.