Checking Accounts
Equity Bank offers a variety of checking accounts designed with your financial needs in mind.
All of our personal checking accounts include these free services:
- Free Online Banking
- Free Online Bill Pay
- Free ATM/Debit Card
- Free Nationwide ATM transactions
- Free Electronic Statements
View our personal checking account options and decide which one is right for you:
WOW (With Out Worries) Free Checking
Simple, convenient, no worries! The perfect free checking account, regardless of how many checks you write or how much money you keep in the account.
- No monthly service charge
- No minimum balance ($100 required to open account)
- Unlimited check writing
- Free VISA® Debit Card
- Free Nationwide ATM transactions
- Free Online Banking
- Free, Unlimited Online Bill Pay
- Free Imaged Statements, CD-Rom Statements or Electronic Statements
- Free 24-hour Voice Access Telephone Banking
Equity Choice Checking
Our Equity Choice account offers the flexibility of unlimited check writing, no minimum balance requirement and a premium interest rate.
- No monthly service charge
- No minimum balance required ($100 required to open account)
- Unlimited check writing
- Free VISA® Debit Card
- Free Nationwide ATM transactions
- Free Online Banking
- Free, Unlimited Online Bill Pay
- Free Imaged Statements, CD-Rom Statements, or Electronic Statements
- Free 24-hour Voice Access Telephone Banking
WOW (With Out Worries) Gold Checking
Earn a premium rate that exceeds most savings and CDs on balances up to $25,000! All you have to do is sign up for our free electronic statement, free online banking and complete 10 electronic transactions per month.
- No monthly service charge
- No minimum balance required ($100 required to open account)
- Unlimited check writing
- Free VISA® Debit Card
- Free Nationwide ATM transactions
- Free Online Banking
- Free, Unlimited Online Bill Pay
- Free Electronic Statements
- Free 24-hour Voice Access Telephone Banking
Savings Accounts
Savings
Our Savings account is perfect for customers who are just starting out.
- Open with a minimum balance of $100
- No monthly service charge
- Interest compounded and credited to your account quarterly
- Two withdrawals per month - $1.00 fee for each over limit
Premium Savings
Our Premium Savings account is perfect for customers who would like to start saving their money and planning for the future. No matter what the size of your balance, you still earn a competitive interest rate on the entire balance.
- Open with a minimum balance of $100
- No monthly service charge
- Interest compounded and credited to your account quarterly
- Tiered interest rates
- Two withdrawals per month - $1.00 fee for each over limit
Fed Funds Money Market
If you'd like to earn interest on your money while still having access to the cash you need, our Fed Funds Money Market is perfect for you. Not only that, but you still get limited check-writing and transfer privileges.
- Open with a minimum balance of $1000
- No monthly service charge
- Unlimited in person withdrawals
- Tiered interest rates – tied to Federal Funds rate (as published in the Wall Street Journal)
- Premium rate of interest paid on balances of $100,000 or higher
Equity Gold Money Market
Our Gold Money Market Account gives you the benefits of liquidity with a competitive interest rate.
- Open with a minimum balance of $1000
- No monthly service charge
- Unlimited in person withdrawals
- Tiered interest rates
